Caixa Geral de Depósitos Statement PDF to Excel and CSV Converter

What is the Caixa Geral de Depósitos bank statement converter?

The Caixa Geral de Depósitos (CGD) converter reads your PDF and turns every transaction line into a structured spreadsheet row, with no copy-pasting or manual formatting. Caixa Geral de Depósitos-specific codes such as 'DEBITO DIRETO' are normalised automatically: 'DEBITO DIRETO EDP LUZ JAN' becomes 'EDP luz janeiro' in your spreadsheet. Multi-line entries are merged into one row. Caixa Geral de Depósitos (CGD), Portugal's largest state-owned bank regulated by the Banco de Portugal and the ECB and majority-owned by the Portuguese government, serves retail, business and government clients with statements reflecting MB Way payments, débito direto utility debits, salary credits from public and private sector employers and crédito habitação mortgage repayment entries.

Upload any Caixa Geral de Depósitos PDF statement, whether it is a CGD Current Account, a CGD Savings Account or a CGD Mortgage Account, and get a structured Excel or CSV file with Date, Description, Debit, Credit and Balance columns. Unlike the native Caixa Geral de Depósitos export limited to the 7-year online statement history limit, this converter works on any PDF regardless of date, giving access to prior fiscal years and older statements.

Why use a Caixa Geral de Depósitos bank statement converter?

• Auto-normalise Caixa Geral de Depósitos transaction codes

  Caixa Geral de Depósitos (CGD) statements use codes like 'DEBITO DIRETO' that are hard to read and impossible to sort manually. Automatic parsing strips these prefixes and writes a clean merchant or payee name into every Description cell.

• Go beyond the 7-year online statement history limit

  The native Caixa Geral de Depósitos export covers only a limited date range. This converter works on any Caixa Geral de Depósitos PDF, including prior fiscal years and archived statements, in seconds.

• Reconcile Caixa Geral de Depósitos accounts faster

  Sort and filter exported rows by débito direto utility entries labelled, MB Way instant payments as labelled Credit and Debit entries, crédito habitação mortgage repayment debits as separate Debit lines, salary credits from public sector employers with payroll references in Notes, and IRS withholding as separate Debit lines for AT and reconcile every entry against your records without scrolling through compressed PDF pages.

• Simplify annual close and Portuguese IRS tax declaration

  Categorise normalised CGD transactions, crédito habitação mortgage repayment debits separated, salary credits from public sector employers identified, and IRS withholding documented for annual AT income tax declaration in a spreadsheet and hand your contabilista (accountant) a clean, audit-ready file instead of a stack of PDFs.

• Process older or archived Caixa Geral de Depósitos statements

  Older Caixa Geral de Depósitos (CGD) PDFs are fully supported. The converter identifies the Caixa Geral de Depósitos column structure and extracts transaction lines even from documents predating recent app-based exports.

• Keep Caixa Geral de Depósitos data secure

  Caixa Geral de Depósitos statements contain Portuguese IBAN numbers, EUR account details and personal financial history. Protected uploads and privacy-focused processing keep your documents secure throughout the conversion.

Caixa Geral de Depósitos bank statement converter features

1. Works with all Caixa Geral de Depósitos account types

The converter processes CGD Current Account, CGD Savings Account and CGD Mortgage Account formats. Each format has its own column structure and page header. Detection is automatic with no manual setup required.

2. Built for Caixa Geral de Depósitos PDF format

Caixa Geral de Depósitos statements reflect Portugal's largest retail banking network with débito direto entries for utility and subscription payments alongside MB Way instant payment entries. For CGD clients with salary credits from Portuguese government ministries or public institutions, SEPA public sector payroll references are preserved in Notes for payslip reconciliation and IRS income tax preparation. Monthly crédito habitação mortgage repayment debits export as separate Debit lines. IRS withholding on savings deposit interest exports as a separate Debit line for annual AT (Autoridade Tributária) income tax declaration. Entries such as 'DEBITO DIRETO EDP LUZ JAN' are parsed and output as 'EDP luz janeiro', giving you a clean Description cell ready for filtering or categorisation.

3. Export to Excel or CSV

Download an Excel workbook (.xlsx) for pivot tables and formulas, or a CSV for direct import into your accounting package. All exports include Date, Description, Debit, Credit and Balance columns.

4. Structured, usable Caixa Geral de Depósitos data

Every export delivers consistent columns with Caixa Geral de Depósitos prefixes removed, EUR amounts as raw numbers and dates normalised to DD/MM/YYYY format for correct sorting in Excel.

5. Private and secure processing

Protected uploads and privacy-focused processing keep your Caixa Geral de Depósitos Portuguese IBAN numbers and transaction history secure throughout the conversion process.

Caixa Geral de Depósitos Statement PDF to Excel and CSV Converter: Guide for Portuguese Public Sector and Retail Clients

For Caixa Geral de Depósitos (CGD) clients, Portugal's largest state-owned bank regulated by the Banco de Portugal and the ECB and majority-owned by the Portuguese government, statements reflect a broad retail banking profile serving public sector employees, pensioners and private sector clients. For CGD clients receiving salaries from Portuguese government ministries or public institutions, payroll references from the SEPA public sector salary transfer are preserved in Notes for payslip reconciliation and Portuguese IRS income tax preparation. MB Way instant payments appear as both incoming Credit and outgoing Debit entries that the converter identifies and exports as distinctly tagged rows. Monthly crédito habitação mortgage repayment debits export as separate Debit lines distinct from ordinary household débito direto utility payments. IRS withholding deducted on savings deposit interest exports as a separate Debit line for annual income tax declaration to AT (Autoridade Tributária). Débito direto utility and subscription payment entries export as labelled Debit lines.