How to Convert Monzo Bank Statements to Excel and CSV

Managing your banking account efficiently often means keeping your financial records well-organized and easily accessible. But if you bank with Monzo, you may find that most of your bank statements are locked away in PDF format making it hard to analyze, sort, or share your data.

Whether you're preparing for your Self Assessment tax return, managing your personal banking, or dealing with business banking needs, converting Monzo bank statements to Excel or CSV can save hours of manual work.

This guide walks you through the process of converting your Monzo PDF statements using bank statement converter a simple, fast, and secure tool to convert PDF bank statements into CSV format or Excel spreadsheets.

Can You Download Monzo Bank Statements Directly in Excel or CSV?

Short answer: No, Monzo doesn’t currently offer a direct Excel or CSV export option for full bank statements via its online banking platform.

You can view transaction history and export a limited set of transactions in CSV through the Monzo app — but that doesn't cover full statement periods, especially those needed for tax reporting or accounting. When it comes to comprehensive bank statements, you’ll usually receive them as PDFs, typically monthly or quarterly, depending on your date range preferences.

Users frequently search terms like "monzo export to excel", "monzo csv export", or "monzo download csv", hoping for a built-in option. However, for clean, structured exports compatible with accounting software or for record-keeping, a conversion tool like StatementSheet is required.

Why Convert Monzo PDF Bank Statements to Excel or CSV?

Exported CSV or Excel statements allow you to break down spending into useful categories, helping with monthly budgeting and insights into your credit cards or personal banking expenses.

• Better expense tracking and categorisation

  Exported CSV or Excel statements allow you to break down spending into useful categories, helping with monthly budgeting and insights into your credit cards or personal banking expenses.

• Tax preparation and Self Assessment

  HMRC requires detailed records, especially for self-employed individuals or those with additional income. Converting Monzo statements into CSV format simplifies tax return preparation.

• Making Tax Digital (MTD) compatibility

  Businesses in the UK must submit VAT returns digitally. With transactions in Excel or CSV, you can easily import data into MTD-compatible platforms like Xero, QuickBooks, or FreeAgent.

• Year-end accounting and audits

  Whether you're a sole trader or a limited company, exporting Monzo statements into Excel aids in preparing documentation for accountants and for filing with Companies House.

• Business banking transparency

  If you’re using Monzo Business, exporting detailed transaction data allows for better cash flow management, expense classification, and invoicing checks.

Why Use StatementSheet?

If you're serious about extracting clean, structured financial data from Monzo PDFs, StatementSheet is the solution trusted by thousands in the UK.

• ✔️ Supports GBP (£) transactions and local formats
• ✔️ Compliant with UK tax systems and MTD requirements
• ✔️ Compatible with all major UK accounting software
• ✔️ Fast and accurate PDF-to-CSV/Excel conversion
• ✔️ Secure and GDPR-compliant
• ✔️ Simple dropdown menu interface
• ✔️ No technical knowledge required
• ✔️ Works with scanned or digital statements

How to Convert Monzo PDF Bank Statements in Four Easy Steps

Here’s how you can convert your Monzo PDF bank statements

Step 1: Download Your Monzo PDF Bank Statement

1. Open the Monzo mobile app
2. Navigate to your account overview
3. Tap the menu icon and choose “Statements & Documents”
4. Select the date range or specific statement period
5. Choose the account (especially if you have both personal and business banking accounts)
6. Download the PDF version of your statement
7. Save it securely to your device or computer

Step 2: Upload your PDF Bank Statement

Step 3: Our smart engine converts it to a structured Excel or CSV file.

Step 4: Check result & Download your converted document instantly

Frequently Asked Questions

Tips for Organising Your Monzo Bank Statements

Once you've converted your Monzo PDF statements into CSV or Excel, it’s time to structure your data effectively.

• Sort transactions by date, amount, or merchant

  Useful for identifying patterns in spending across categories such as subscriptions, bills, or business expenses.

• Filter by statement period

  Whether you're preparing quarterly VAT returns or reconciling monthly income, filters help manage large datasets.

• Use Excel pivot tables for monthly reports

  Quickly visualise your inflow/outflow trends, and build HMRC-ready summaries from Monzo online banking transactions.

• Organise files by account type and date range

  Create folders for each Monzo account and segment them by month, quarter, or tax year to stay audit-ready.

• Store data securely

  Save your converted CSV file or spreadsheet in encrypted cloud storage to maintain accessibility and compliance.

Final Thoughts: Take Control of Your Finances

Trying to track your Monzo bank activity using static PDFs limits your ability to act on data. With StatementSheet, converting Monzo PDF statements into Excel or CSV format is no longer a challenge.

You’ll spend less time on manual entry, gain more control over your finances, and be ready for tax season, accounting tasks, or financial planning, all with just a few clicks.

➡️ Ready to convert your Monzo bank statements to Excel or CSV?
Visit StatementSheet now to convert PDF bank statements into smart spreadsheets.