Wise Bank Statement PDF to Excel and CSV Converter

What is the Wise bank statement converter?

The Wise converter reads your PDF and turns every transaction line into a structured spreadsheet row with no copy-pasting or manual formatting. Wise-specific codes such as 'TRANSFER IN' are normalised automatically: 'TRANSFER IN EUR CONVERTED GBP 01JAN' becomes 'EUR to GBP Currency Conversion Credit' in your spreadsheet. Multi-line entries are merged into one row. Wise (formerly TransferWise), a UK-based financial technology company regulated by the FCA as an Electronic Money Institution (EMI), provides multi-currency accounts supporting over 50 currencies with a UK IBAN (IBAN GB), low-cost international money transfers and a Wise debit card widely used by expats, freelancers and international businesses.

Upload any Wise PDF statement, whether it is a Wise GBP Account, a Wise Multi-Currency Account or a Wise Business Account, and get a structured Excel or CSV file with Date, Description, Debit, Credit and Balance columns. Unlike the native Wise export limited to the 7-year online statement history limit, this converter works on any PDF regardless of date, giving access to prior financial years and older statements.

Why use a Wise bank statement converter?

• Auto-normalise Wise transaction codes

  Wise statements use codes like 'TRANSFER IN' that are hard to read and impossible to sort manually. Automatic parsing strips these prefixes and writes a clean payee or counterparty name into every Description cell.

• Go beyond the 7-year online statement history limit

  The native Wise export covers only a limited date range. This converter works on any Wise PDF, including prior tax years and archived statements, in seconds.

• Reconcile Wise accounts faster

  Sort and filter exported rows by multi-currency transfer credits with source currency and converted GBP amount in Description, currency conversion fee entries as separate Debit lines, SWIFT and SEPA international payment credits with paying client references, and Wise debit card GBP purchases with merchant names and reconcile every entry against your ledger without scrolling through compressed PDF pages.

• Simplify HMRC Self Assessment and year-end close

  Categorise normalised Wise multi-currency transactions with currency conversion entries linked for HMRC foreign income reporting, international payment credits labelled by client reference, conversion fees documented, and interest income on GBP balance noted for Self Assessment in a spreadsheet and hand your accountant or HMRC a clean, audit-ready file instead of a stack of PDFs.

• Process older or archived Wise statements

  Older Wise PDFs are fully supported. The converter identifies the Wise column structure and extracts transaction lines even from documents predating recent app-based exports.

• Keep Wise data secure

  Wise statements carry sort codes, account numbers and personal financial history. Protected uploads and privacy-focused processing keep your documents secure throughout the conversion.

Wise bank statement converter features

1. Works with all Wise account types

The converter processes Wise GBP Account, Wise Multi-Currency Account and Wise Business Account formats. Each format has its own column structure and page header. Detection is automatic with no manual setup required.

2. Built for Wise PDF format

Wise statements reflect a multi-currency banking profile where individual currency balances generate separate transaction ledgers within the same statement export. For Wise clients who receive international payments in EUR, USD or other currencies and convert to GBP, each conversion generates both a debit entry in the source currency and a credit entry in the target currency that the converter exports as linked labelled rows. For Wise Business clients who invoice international clients, incoming SWIFT or SEPA payment credits appear with the paying client reference in Description. Currency conversion fee entries export as separate Debit lines for expense tracking and HMRC reporting. Entries such as 'TRANSFER IN EUR CONVERTED GBP 01JAN' are parsed and output as 'EUR to GBP Currency Conversion Credit', giving you a clean Description cell ready for filtering.

3. Export to Excel or CSV

Download an Excel workbook (.xlsx) for pivot tables and formulas, or a CSV for direct import into your accounting package. All exports include Date, Description, Debit, Credit and Balance columns.

4. Structured, usable Wise data

Every export delivers consistent columns with Wise prefixes removed, GBP amounts as raw numbers and dates standardised to DD/MM/YYYY for correct sorting in Excel.

5. Private and secure processing

Protected uploads and privacy-focused processing keep your Wise sort codes, account numbers and transaction history secure throughout the conversion process.

Wise Statement PDF to Excel and CSV Converter: Guide for Expats, Freelancers and Multi-Currency Account Clients

For Wise clients, formerly TransferWise and regulated by the FCA as an Electronic Money Institution, statements reflect the multi-currency banking profile of the UK's most popular international money transfer and multi-currency account service. Wise statements are distinctive because they include separate ledger pages for each currency held within the account, and for Wise clients who regularly receive EUR, USD or other foreign currency payments and convert to GBP, each conversion generates both a source currency debit entry and a GBP credit entry that the converter exports as linked labelled rows for HMRC foreign income categorisation. For UK freelancers and contractors who invoice international clients and receive SWIFT or SEPA payment credits into their Wise account, these credits export with the paying client reference preserved in Description. Currency conversion fee entries export as separate Debit lines. For UK expats using Wise to manage finances across borders, the multi-currency ledger export provides a complete record for Self Assessment foreign income disclosure.