Qonto Statement PDF to Excel and CSV Converter

What is the Qonto bank statement converter?

The Qonto converter reads your PDF and turns every transaction line into a structured spreadsheet row, with no copy-pasting or manual formatting. Qonto-specific codes such as 'VIREMENT' are normalised automatically: 'VIREMENT CLIENT QONTO JAN' becomes 'Virement client Qonto' in your spreadsheet. Multi-line entries are merged into one row. Qonto, a French neobank for SMEs and freelancers regulated by the ACPR and the ECB and one of France's leading business banking fintechs, serves small businesses and self-employed professionals with an all-in-one banking and expense management platform including invoicing, accounting exports and real-time spend tracking.

Upload any Qonto PDF statement, whether it is a Qonto Business Account, a Qonto Freelancer Account or a Qonto Pro Account, and get a structured Excel or CSV file with Date, Description, Debit, Credit and Balance columns. Unlike the native Qonto export limited to the 7-year online statement history limit, this converter works on any PDF regardless of date, giving access to prior fiscal years and older statements.

Why use a Qonto bank statement converter?

• Auto-normalise Qonto transaction codes

  Qonto statements use codes like 'VIREMENT' that are hard to read and impossible to sort manually. Automatic parsing strips these prefixes and writes a clean merchant or counterparty name into every Description cell.

• Go beyond the 7-year online statement history limit

  The native Qonto export covers only a limited date range. This converter works on any Qonto PDF, including prior fiscal years and archived statements, in seconds.

• Reconcile Qonto accounts faster

  Sort and filter exported rows by incoming SEPA client payment virements with invoice references in Notes for TVA and DGFiP accounting, Qonto subscription fee debits as separate Debit lines, Wallet multi-account transfer entries labelled, professional expense card purchases with merchant names, and DGFiP withholding as separate Debit lines and reconcile every entry against your records without scrolling through compressed PDF pages.

• Simplify annual close and French DGFiP income tax declaration

  Categorise normalised Qonto SME and freelancer transactions with client payment virement invoice references for TVA quarterly declaration and DGFiP annual income tax filing, subscription fee debits tagged, Wallet transfers labelled, and DGFiP withholding documented in a spreadsheet and hand your accountant a clean, audit-ready file instead of a stack of PDFs.

• Process older or archived Qonto statements

  Older Qonto PDFs are fully supported. The converter identifies the Qonto column structure and extracts transaction lines even from documents predating recent app-based exports.

• Keep Qonto data secure

  Qonto statements contain French IBAN numbers, EUR account details and personal financial history. Protected uploads and privacy-focused processing keep your documents secure throughout the conversion.

Qonto bank statement converter features

1. Works with all Qonto account types

The converter processes Qonto Business Account, Qonto Freelancer Account and Qonto Pro Account formats. Each format has its own column structure and page header. Detection is automatic with no manual setup required.

2. Built for Qonto PDF format

Qonto statements reflect an SME and freelancer banking profile where incoming SEPA client payment virements carrying invoice references are the dominant Credit entries alongside professional expense card purchases and subscription debits. For Qonto SME clients receiving payment from commercial clients, invoice-level payment references are preserved in Notes for accounting reconciliation and TVA quarterly declaration. Qonto monthly subscription fee debits export as separate Debit lines. For Qonto clients who use the multi-account Wallets feature to separate project budgets, wallet transfer entries export as labelled rows. Salary virements include employer references. DGFiP withholding exports as a separate Debit line. Entries such as 'VIREMENT CLIENT QONTO JAN' are parsed and output as 'Virement client Qonto', giving you a clean Description cell ready for filtering or categorisation.

3. Export to Excel or CSV

Download an Excel workbook (.xlsx) for pivot tables and formulas, or a CSV for direct import into your accounting package. All exports include Date, Description, Debit, Credit and Balance columns.

4. Structured, usable Qonto data

Every export delivers consistent columns with Qonto prefixes removed, EUR amounts as raw numbers and dates normalised to DD/MM/YYYY format for correct sorting in Excel.

5. Private and secure processing

Protected uploads and privacy-focused processing keep your Qonto French IBAN numbers and transaction history secure throughout the conversion process.

Qonto Statement PDF to Excel and CSV Converter: Guide for French SME and Freelancer Business Banking Clients

For Qonto clients, a French neobank for SMEs and freelancers regulated by the ACPR and the ECB and one of France's leading business banking fintechs, statements reflect a professional banking profile focused on business efficiency where incoming SEPA client payment virements are the dominant Credit entries. For Qonto SME and freelancer clients who receive commercial payments from their own clients, these incoming virements export with the invoice-level payment reference preserved in Notes for accounting reconciliation, TVA quarterly declaration to the DGFiP and annual income tax filing. Qonto monthly platform subscription fee debits export as separate labelled Debit lines. For Qonto clients who use the multi-account Wallets feature to separate project or team budgets, wallet transfer entries export as labelled rows. Professional business expense card purchases export with merchant names. Salary virements include employer references. DGFiP withholding on savings interest exports as a separate Debit line for annual income tax declaration.