Openbank Statement PDF to Excel and CSV Converter

What is the Openbank bank statement converter?

The Openbank converter reads your PDF and turns every transaction line into a structured spreadsheet row, with no copy-pasting or manual formatting. Openbank-specific codes such as 'BIZUM' are normalised automatically: 'BIZUM RECIBIDO AMIGO 04ENE' becomes 'Bizum recibido enero' in your spreadsheet. Multi-line entries are merged into one row. Openbank, Spain's first online bank launched in 1995 and now a fully digital subsidiary of Banco Santander regulated by the Banco de España and the ECB, serves retail clients with an app-only banking model including mortgage (hipoteca) products, investment accounts and ordinary current and savings accounts without a physical branch network.

Upload any Openbank PDF statement, whether it is a Openbank Current Account, a Openbank Savings Account or a Openbank Mortgage Account, and get a structured Excel or CSV file with Date, Description, Debit, Credit and Balance columns. Unlike the native Openbank export limited to the 7-year online statement history limit, this converter works on any PDF regardless of date, giving access to prior fiscal years and older statements.

Why use a Openbank bank statement converter?

• Auto-normalise Openbank transaction codes

  Openbank statements use codes like 'BIZUM' that are hard to read and impossible to sort manually. Automatic parsing strips these prefixes and writes a clean merchant or payee name into every Description cell.

• Go beyond the 7-year online statement history limit

  The native Openbank export covers only a limited date range. This converter works on any Openbank PDF, including prior fiscal years and archived statements, in seconds.

• Reconcile Openbank accounts faster

  Sort and filter exported rows by app-only digital transactions normalised without branch codes, hipoteca repayment debits as separate labelled Debit lines, fund subscription and redemption entries labelled with fund references in Notes for Hacienda, Bizum payments as labelled entries, and IRPF withholding as separate Debit lines and reconcile every entry against your records without scrolling through compressed PDF pages.

• Simplify annual close and Spanish IRPF tax declaration

  Categorise normalised Openbank app-only digital transactions, hipoteca repayment debits separated, fund subscription and redemption entries labelled with fund references, salary nomina credits identified, and IRPF withholding documented for annual Hacienda declaration in a spreadsheet and hand your gestor (tax adviser) a clean, audit-ready file instead of a stack of PDFs.

• Process older or archived Openbank statements

  Older Openbank PDFs are fully supported. The converter identifies the Openbank column structure and extracts transaction lines even from documents predating recent app-based exports.

• Keep Openbank data secure

  Openbank statements contain Spanish IBAN numbers, EUR account details and personal financial history. Protected uploads and privacy-focused processing keep your documents secure throughout the conversion.

Openbank bank statement converter features

1. Works with all Openbank account types

The converter processes Openbank Current Account, Openbank Savings Account and Openbank Mortgage Account formats. Each format has its own column structure and page header. Detection is automatic with no manual setup required.

2. Built for Openbank PDF format

Openbank statements reflect an app-only banking profile with no branch-based transactions. For Openbank mortgage clients, monthly hipoteca repayment debits are among the most significant Debit entries and export as separate labelled lines distinct from ordinary digital purchases. For Openbank investment account clients, fund subscription debits and redemption credits export as labelled entries with fund references in Notes for capital gains reporting to Hacienda. Bizum instant payments appear as labelled Credit and Debit entries. Salary nomina credits include employer references. IRPF withholding on savings interest exports as a separate Debit line. Entries such as 'BIZUM RECIBIDO AMIGO 04ENE' are parsed and output as 'Bizum recibido enero', giving you a clean Description cell ready for filtering or categorisation.

3. Export to Excel or CSV

Download an Excel workbook (.xlsx) for pivot tables and formulas, or a CSV for direct import into your accounting package. All exports include Date, Description, Debit, Credit and Balance columns.

4. Structured, usable Openbank data

Every export delivers consistent columns with Openbank prefixes removed, EUR amounts as raw numbers and dates normalised to DD/MM/YYYY format for correct sorting in Excel.

5. Private and secure processing

Protected uploads and privacy-focused processing keep your Openbank Spanish IBAN numbers and transaction history secure throughout the conversion process.

Openbank Statement PDF to Excel and CSV Converter: Guide for Spain First Online Bank and Digital Mortgage Clients

For Openbank clients, Spain's first online bank launched in 1995 and now a fully digital subsidiary of Banco Santander regulated by the Banco de España and the European Central Bank (ECB), statements reflect an app-only banking profile where all transactions originate from the Openbank app or website without any physical branch codes or over-the-counter entries. For Openbank mortgage clients, monthly hipoteca repayment debits are among the most significant Debit entries on the statement and export as separate labelled Debit lines distinct from ordinary digital card purchases. For Openbank investment account clients, fund subscription debits and redemption credits export as labelled entries with fund references preserved in Notes for capital gains reporting to Hacienda. Bizum instant payments appear as both incoming Credit and outgoing Debit entries. Salary nomina direct credits include employer references in Notes. IRPF withholding on savings interest exports as a separate Debit line.