KOHO Bank Statement PDF to Excel and CSV Converter

What is the KOHO bank statement converter?

The KOHO converter reads your PDF and turns every transaction line into a structured spreadsheet row with no copy-pasting or manual formatting. KOHO-specific codes such as 'EFT CREDIT' are normalised automatically: 'EFT CREDIT PAYROLL KOHO JAN' becomes 'Payroll EFT Credit' in your spreadsheet. Multi-line entries are merged into one row. KOHO, a Canadian financial technology company whose banking services are provided by People's Trust Company (CDIC-insured), serves over 500,000 clients with a no-monthly-fee Visa prepaid card and chequing-style account, cashback on everyday purchases, the KOHO Cover credit-building product and KOHO Save high-interest savings.

Upload any KOHO PDF statement, whether it is a KOHO Personal Account, a KOHO Save Account or a KOHO Joint Account, and get a structured Excel or CSV file with Date, Description, Debit, Credit and Balance columns. Unlike the native KOHO export limited to the 7-year online statement history limit, this converter works on any PDF regardless of date, giving access to prior tax years and older statements.

Why use a KOHO bank statement converter?

• Auto-normalise KOHO transaction codes

  KOHO statements use codes like 'EFT CREDIT' that are hard to read and impossible to sort manually. Automatic parsing strips these prefixes and writes a clean payee or counterparty name into every Description cell.

• Go beyond the 7-year online statement history limit

  The native KOHO export covers only a limited date range. This converter works on any KOHO PDF, including prior tax years and archived statements, in seconds.

• Reconcile KOHO accounts faster

  Sort and filter exported rows by payroll EFT credits with employer references, KOHO cashback reward consolidation credits labelled distinctly from payroll income, KOHO Cover credit-building repayment debits as separate Debit lines, and Interac e-Transfer credits and debits with sender and recipient references and reconcile every entry against your ledger without scrolling through compressed PDF pages.

• Simplify CRA tax filing and year-end close

  Categorise normalised KOHO banking transactions with cashback reward credits tagged separately for year-end reconciliation, payroll employer references preserved, KOHO Cover repayments labelled, and KOHO Save interest documented for T5 reporting in a spreadsheet and hand your accountant or CRA a clean, audit-ready file instead of a stack of PDFs.

• Process older or archived KOHO statements

  Older KOHO PDFs are fully supported. The converter identifies the KOHO column structure and extracts transaction lines even from documents predating recent app-based exports.

• Keep KOHO data secure

  KOHO statements carry transit numbers, account numbers and personal financial history. Protected uploads and privacy-focused processing keep your documents secure throughout the conversion.

KOHO bank statement converter features

1. Works with all KOHO account types

The converter processes KOHO Personal Account, KOHO Save Account and KOHO Joint Account formats. Each format has its own column structure and page header. Detection is automatic with no manual setup required.

2. Built for KOHO PDF format

KOHO statements reflect a no-fee prepaid banking profile where cashback reward credits from eligible debit card purchases appear as periodic consolidated cashback Credit entries alongside ordinary payroll EFT credits and Interac e-Transfer transactions. For KOHO Premium clients, boosted cashback credits from participating merchants export as labelled entries. KOHO Cover credit-building repayment debits export as separate Debit lines. Entries such as 'EFT CREDIT PAYROLL KOHO JAN' are parsed and output as 'Payroll EFT Credit', giving you a clean Description cell ready for filtering.

3. Export to Excel or CSV

Download an Excel workbook (.xlsx) for pivot tables and formulas, or a CSV for direct import into your accounting package. All exports include Date, Description, Debit, Credit and Balance columns.

4. Structured, usable KOHO data

Every export delivers consistent columns with KOHO prefixes removed, CAD amounts as raw numbers and dates standardised to DD/MM/YYYY for correct sorting in Excel.

5. Private and secure processing

Protected uploads and privacy-focused processing keep your KOHO transit numbers, account numbers and transaction history secure throughout the conversion process.

KOHO Statement PDF to Excel and CSV Converter: Guide for Cashback and KOHO Cover Credit-Building Account Clients

For KOHO clients, a Canadian fintech whose banking services are provided by People's Trust Company (CDIC-insured), KOHO statements reflect the no-fee prepaid Visa banking profile of a platform built around cashback rewards and financial empowerment. KOHO's cashback on everyday grocery, restaurant and recurring bill purchases accumulates and is credited periodically as a consolidated cashback Credit entry that the converter exports as a separately labelled row distinct from payroll EFT income, keeping cashback visible for annual reconciliation. For KOHO Premium clients who earn boosted cashback percentages from participating merchants, these enhanced cashback credits export as separately labelled entries. KOHO Cover, the credit-building subscription that creates a revolving credit limit to help clients build their credit score, generates monthly subscription debit and repayment debit entries that export as separate Debit lines. KOHO Save high-interest savings interest credits export as separate lines for CRA T5 slip reporting.